Fall is the best time at the cottage!! This adorable lakefront cottage nestled in the woods offers the perfect private getaway, fully move-in ready and ideal for family retreats or peaceful weekends on beautiful Waterloo lake. The main cottage sleeps six comfortably, with an additional children’s bunkie for extra space. It comes with everything you need to move in and start relaxing—just bring your personal items! Enjoy all the lake has to offer with great swimming, boating, kayaking, and fishing right off your own dock—plus paddle boats included. The property features an outdoor shower, an outhouse (no septic yet, but plenty of room to install one), a dug well for water, and an outbuilding for storage. Surrounded by nature, this charming retreat provides a serene, secluded setting where you can truly unwind and enjoy lake life to the fullest.
Highway 10 to Chipman Lane, follow to Civic
Listing Sub-Area:
Annapolis County
Property Type:
Residential
Residential Type:
Cottage / Rec. Properties
Residential Style:
Detached
Title To Land:
Freehold
Home Style:
Cottage/Camp
Exterior Finish:
Wood Siding
Year built:
1989
(Age: 36)
Age:
36
Bedrooms:
3
Bedrooms Above Grade:
3
Bedrooms Below Grade:
0
Full Bathrooms:
0
Half Bathrooms:
0
Main Living Area:
1,001 sq. ft.93 m2
Floor Area:
1,001 sq. ft.93 m2
Building Dimenions:
20 x 30
Prop Size:
1 to 2.99 Acres
Lot Size:
1.42 acre(s)0.57 hectare(s)
Zoning:
MX
Water Supply:
Other
Sewer:
None
Foundation:
Poured Concrete, Piers
Floor Finish:
Other
Roof:
Asphalt Shingle
New Constr.:
No
Basement:
Undeveloped
Heating:
Stove
Fuel:
Wood
Utilities:
Electricity, Telephone
Garage:
None
Parking Description:
Single driveway
Driveway:
Gravel, Single
Floor
Type
Size
Other
Main Floor
Foyer
12'11"3.94 m × 12'2"3.71 m
Main Floor
Kitchen
9'3"2.82 m × 8'11"2.72 m
Main Floor
Living Room
15'10"4.83 m × 10'7"3.23 m
Main Floor
Dining Room
12'2"3.71 m × 10'7"3.23 m
2nd Level
Primary Bedroom
12'2"3.71 m × 10'4"3.15 m
2nd Level
Bedroom
9'4"2.84 m × 9'4"2.84 m
2nd Level
Bedroom
15'3"4.65 m × 9'10"3.00 m
Wood Stove(s), See Remarks
Shed
None
Stove, Freezer, Microwave, Refrigerator
Partially Cleared, Sloping/Terraced, Wooded/Treed, Year Round Road
Data was last updated October 29, 2025 at 07:20 PM (UTC)
Area Statistics
Listings on market:
206
Avg list price:
$350,000
Min list price:
$60,000
Max list price:
$3,595,000
Avg days on market:
97
Min days on market:
1
Max days on market:
657
Avg price per sq.ft.:
$255.76
These statistics are generated based on the current listing's property type
and located in
Annapolis County. Average values are
derived using median calculations. This data is not produced by the MLS® system.